Date: 2008-02-20 05:54 pm (UTC)
At the same time, perhaps half these irresponsible people wouldn't have a home to collect mortgage if they weren't lent the money in a fiscally irresponsible way.

I think the point is the mess is systematic and culture wide, and it's not clear who influences who. The top and bottom intermingle in an incestuous orgy of fiscal stupidity, and we await with abject horror the final birthing of whatever mutant child results.
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